- Researchers modeled retirement savings for physicians beginning residency at age 28 and retiring at age 67.
- A 10% employer contribution during residency could grow to more than $600,000 under higher-return assumptions.
- Combined employer and trainee contributions approached $1.2 million in modeled 7-year training pathways.
- The commentary emphasized that delayed workforce entry limits physicians’ long-term compounding opportunities.
- Authors suggested retirement matching during training may improve physician financial wellness and reduce wealth disparities.
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